IBPS Clerk Model Question Paper

IBPS Clerk model question paper 2011

Ibps clerk exam model questions,here we are providing you general awareness 20 questions and answers,you can just check your knowledge on general awareness,these questions were asked in ibps po exam 2011.

1. Which of the following countries recently conferred its higher state honor on late Mrs. Indira Gandhi for her contribution in its liberation war?

a. south Sudan

b. Bangladesh

c. Bhutan

d. Slovakia

e. Croatia

2. Which of the following statement is true?

a. banks cannot accept demand and time deposits  from public

b. banks can accept only demand deposits from public

c. banks can accept only time deposits from public

d. banks can accept both demand and time deposits from public

e. banks can accept demand and time deposits only from government

3. Interest payable on saving bank account is ______________________

a. not regulated by RBI

b. regulated by state governments

c. regulated by central government

d. regulated by RBI

e. regulated by finance minister

4. Which of the following is the correct statement?

a)state bank of India is sole authority to issue and manage currency in India

b)a nationalizes bank is sole authority to issue and manage currency in India

c.  a cooperative bank is the sole authority to issue and manage currency in india

d)RBI is sole authority to issue and manage currency in India

e) none of these

 

5. The home minister of India was recently on a visit to Bangladesh where both the countries signed a coordinated border management plan (CBMP).where the major points of this agreement?

a. the plan will help in resolving long pending border dispute between both the nations

b. the head count of people living in enclaves on the border will completed within six months’ time

c. India assured that no BSF Jawan will open fire on the people crossing the border unless there is an attack on them

a. only a

b. only b

c. only c

d. all a, b & c

e. both a & c

5. The home minister of India was recently on a visit to Bangladesh where both the countries signed a coordinated border management plan (CBMP).where the major points of this agreement?

a. the plan will help in resolving long pending border dispute between both the nations

b. the head count of people living in enclaves on the border will completed with in six months’ time

c. India assured that no BSF Jawan will open fire on the people crossing the border unless there is an attack on them

a. only a

b. only b

c. only c

d. all a, b,& c

e. both a & c

6. The govt; of India recently decided to raise the price of oil products like diesel, petrol and cooking gas. However, some taxes on those products were reduced or scrapped altogether. What were these taxes which were reduced or scrapped?

a. custom duty

b. VAT

c. Excise duty

a. only a

b. both a & b

c. both a & c

d. both b & c

e. all a, b, & c

7.The president of India was recently on a visit to south Korea and magnolia. During her visit some agreements were signed by both the countries. Which of the following was a common area on which India signed agreements with South Korea and magnolia both?

a. peaceful use of nuclear energy

b. export of edible oil to south Korea and magnolia

c. providing technical help  to become self-sufficient in production of food grains

d. willingness of both   the countries to support India’s bid to have permanent seat in UN Security control.

e. To hold Olympic Games in 2022 in New Delhi jointly with South Korea and magnolia.

8. Iran recently threatened that it will stop supply of oil to India if the payment issue is NOT sorted out quickly. What is the problem in payment to Iran?

a. The oil supplied by Iran is of substandard quality. Hence India suspended they supply and stopped the payment.

b. Indian banks have stopped transfer to money to Iran as UN has imposed sanctions on Iran

c. India is bound to purchase oil only from OPEC members. Iran has abandoned the membership of OPEC, which has created a problem in payments.

a. only a

b. only b

c. only c

d. all a, b & c

e. None of these

9.Accounts are allowed to be operated by cheques in respect of _____________

a. both saving bank accounts and fixed deposits accounts

b.both saving bank account and current accounts

c. both saving bank accounts and loan accounts

d. both saving bank accounts and cash accounts only

e.both current accounts and fixed deposits only

10.Yingluck shinawatra  has won recently held elections to become first women prime minister of __________

a. Myanmar

b. south Korea

c. north Korea

d. Thailand

e. china

11. Which of the following is correct statement?

a. normally no interest is paid on current deposit accounts

b. interest is paid on current accounts at the same rate as term deposit accounts

c. the rate of interest on current account and saving account are the same

d. no interest is paid on any deposits by the bank

e. Saving deposits are the same as current deposits

12. The lokayukta of which of the following states had submitted a report on illegal mining of iron ore in the state?

a. Andhra Pradesh

b. Tamil nadu

c. Karnataka

d. Orissa

e. none of these

13. The useful deposit accounts of banks are _________

a. Current accounts, electricity accounts and insurance premium accounts

b. Current accounts, Post office savings bank account and term deposit accounts

c. loan accounts, saving bank accounts and term deposit accounts

d. Current accounts, saving bank accounts and term deposit accounts

e. Current bill accounts and term deposit accounts

14. Fixed deposits and recurring deposits are ______

a. repayable after an agreed period

b. Repayable on demand

c. .  Not repayable

d. Repayable after death of depositors

e. Repayable on demand or after an agreed period as per bank’s choice

15.All most all the major economics  of the world had reacted sharply on the issue of  USA’s ceiling limit on its debt. Why was the issue so important for other nations, which otherwise as an internal matter for USA? (This was during the last month of July 2011.till senate’ decision)

A. The senate’s decision on the issue might have caused US dollar to weaken further or get strengthened in international markets

b. weakening of the dollar might have pushed up euro and major currencies up and some European countries which were already in trouble would have faced a new crisis

c. Debt limit was directly related to liquidity position of the bank in usa

a. only a

b. only b

c. only a & b

d. only b & c

e. all a, b  & c

16. Which of the following is not a millennium goal set by the UNO ?

a. Eradicate extreme poverty and hunger

b. reduce child mortality

c. ensure environmental sustainability

d. Combat terrorism and bring people in mainstream of society

e. achieve universal primary education

17. Financial conclusion means provisions of _____________

a.financial services mainly payments, remittances, savings, loan and insurance at affordable cost to persons not yet given the same

b. ration at affordable cost to person not yet given the same

c. House at affordable cost to person not yet given the same

d. food affordable cost to persons not yet given the same

e. Education at affordable cost to person not yet given the same

 

18. which of the following statements containing results of India’s recent census in NOT  correct?

a. Kerala has about 94% of literacy, the highest in India

b. the sex ration in India is 9-10

c. male literacy is lower than female literacy in seven most developed states

d. Uttar Pradesh is the most population state in India

e. the population of India has increased by 181 million during the decade 2011-2011.

19. which of the following is known as across selling by banks?

a. sale of debit card to credit card holder

b. sale of insurance policy to a depositor

c. issuance of cash against cheque presented by a third party

a. only a

b. only b

c. only c

d. both a & b

e. all a, b & c

20. Angela Markel was recently in India to receive Jawaharlal Nehru award for international understanding for the year 2009. What has been her contribution in the international politics which made her the ‘”best choice” for the award?

a. she played a major role in restarting negotiations between Russia and USA on START

b. She initiated Health care reforms in Germany and solved problems related to “Future energy development”

c. She played a crucial role in negotiations of the treaty of Lisbon and berlin declaration.

a. only b & c

b. only a &b

c. only c

d. only a & c

e. none of these

Answers For above questions

2,4,4,5,5,3,1,5,2,4,1,3,4,1,4,4,1,3,*,1

in above answers for 19 th question,all options are correct.